Category: Health

Deductible The deductible is the amount that you pay for covered health care services before your health plan will start to pay. Your HRA will automatically pay for all covered services first. You won’t pay as long as you have money in your HRA. Your HRA may pay less than 100% of each claim. Please…

Polst The name for this can vary from one location to the other. It stands for Physician Orders for Life-sustaining treatment Physician Orders for Life-sustaining treatment This is a free medical document that is signed with a medical provider. It describes the type of treatment you would prefer to receive in a life threatening situation.…

There is a sense of calm knowing that we have a plan set up in the event of an emergency. Choosing b/t ER, Urgent Care or a Doctor’s visit can make a difference from a financial perspective and also can affect the treatment and diagnosis you rcv. If you choose to wait to rcv care…

Today we will discuss guaranteed issue versus underwritten plans. Many people don’t understand the difference between the two. As a result they don’t know which one to choose. Here are the topics we will explore in this episode: You can listen to the full episode above.

This week we will discuss health insurance premiums in relation to tax deductibles, the medical coding system, explanation of benefits and billing conflicts. Are there tax deductions if you are self employed? According to H&R Block and Intuit Turbotax, there deductions available. Intuit Turbotax article titled Deducting Health Insurance Premiums if You’re Self-Employed and What…

Today we will premiums, indemnities, deductibles and income protection. You may be wondering, what is an indemnity? Indemnities were created in the 60s and 70s. Basically, you pay for the service upfront and submit a bill for reimbursement. Later, in the 80s and 90s, service benefit plans were created by the American Hospital Association to…