Category: Health

Medical Bills When you have a hospital visit you may receive multiple bills. A visit to the hospital is different from a regular visit to your doctors office. A hospital visit can include  a bill from the hospital itself and another from the doctor group who treated you. These charges can include er doctor, pathologist,…

How to Save on Medical Expenses Learn to Estimate medical Costs in this episode and pay only what we can afford. MdSave, is a website that we can go to and find the lowest cost for aprocedure. How to Change Your Feelings Rather than allow our emotions to sail our boat, let us quickly learn…

The Difference between Plastic and Cosmetic Surgery In this episode will learn the difference between plastic and cosmetic surgery Next we will understand some reasons a person may elect to undergo these types of surgery. We will learn if it is covered by health insurance. Is There an Alternative to Cosmetic Surgery? Finally in our…

Why Health Solutions Today Exists The world of Health insurance is ever evolving. Today I will discuss a few of the analytics behind our show, why Health Solutions Today exists, Who do we serve, what we have covered over the past 12 weeks and briefly unveil what is to come over the next 12 episodes.…

Deductible The deductible is the amount that you pay for covered health care services before your health plan will start to pay. Your HRA will automatically pay for all covered services first. You won’t pay as long as you have money in your HRA. Your HRA may pay less than 100% of each claim. Please…

Polst The name for this can vary from one location to the other. It stands for Physician Orders for Life-sustaining treatment Physician Orders for Life-sustaining treatment This is a free medical document that is signed with a medical provider. It describes the type of treatment you would prefer to receive in a life threatening situation.…

There is a sense of calm knowing that we have a plan set up in the event of an emergency. Choosing b/t ER, Urgent Care or a Doctor’s visit can make a difference from a financial perspective and also can affect the treatment and diagnosis you rcv. If you choose to wait to rcv care…

Today we will discuss guaranteed issue versus underwritten plans. Many people don’t understand the difference between the two. As a result they don’t know which one to choose. Here are the topics we will explore in this episode: You can listen to the full episode above.

This week we will discuss health insurance premiums in relation to tax deductibles, the medical coding system, explanation of benefits and billing conflicts. Are there tax deductions if you are self employed? According to H&R Block and Intuit Turbotax, there deductions available. Intuit Turbotax article titled Deducting Health Insurance Premiums if You’re Self-Employed and What…

Today we will premiums, indemnities, deductibles and income protection. You may be wondering, what is an indemnity? Indemnities were created in the 60s and 70s. Basically, you pay for the service upfront and submit a bill for reimbursement. Later, in the 80s and 90s, service benefit plans were created by the American Hospital Association to…